Follow these guidelines to get the best coverage at the best price — and not get dropped by your insurer.
Around 800,000 households have fallen victim to burglary while they were away on holiday according to a leading home insurance provider. So how can you keep your property safe even when you’re not there?
According to the research June and August are the hotspots for burglary with more claims during these months than at any other time during the year. This year’s numbers are expected to rise further due to an overall increase in domestic burglaries since the onset of the recession.
Why home security is the key
The rise in burglaries during the summer months can be partly explained by homeowners failing to take preventative measures before they go away. There are actually a number of straightforward steps that can be taken to keep your home secure and greatly reduce the risk of burglary. These include:
- Lock all windows and doors before you leave the property – Carry out a thorough spot-check before you go away.
- Activate your burglar alarm – Any claims may be invalidated if you fail to turn a security system on.
- Give someone you trust your house key – Don’t leave a house key outside a property as thieves know where to look.
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With Autumn almost at an end, anyone with a motorhome, caravan, park home or other type of mobile home needs to ensure they are prepared for the cold, wet winter months ahead.
This is especially true if you do not intend using your caravan or mobile home until Spring arrives and if you haven’t already there is still time to get prepared – if you act now.
Preparing now could save you some unpleasant surprises and reduce the chances of having to make an unwanted claim on your motorhome insurance or static caravan insurance.
The first thing to do is remove all valuable items. TV’s, hi-fis and other electrical goods make for tempting targets for thieves and are easily damaged by cold and damp.
It is also important to clean thoroughly, especially cupboards and other places where food has been stored. Anything left behind – even crumbs – could attract vermin or lead to an unpleasant smell on your return.
Do the same with the fridge and thoroughly clean it thoroughly using disinfectant. Once you’ve finished, leave the fridge door slightly ajar for ventilation. It’s also a good idea to de-grease the hob and oven and leave small cupboard doors slightly open for ventilation too. However, close larger doors to prevent warping.
